Personal Information If you submit a request to Borschnack, Pelletier & Co. through this site we will ask you for your name, email address and telephone number (“Personal Information”). We use this information to process and respond to your request. Telephone numbers and email addresses are used to contact you regarding your request. We do not collect any Personal Information about you unless it is voluntarily provided by you. Borschnack, Pelletier & Co. will never sell, rent or share your Personal Information with any third parties for marketing purposes without your express permission.
Non-Personally Identifiable Information In addition, we may also collect non-personally identifiable information, such as IP host address, pages viewed, browser type, duration and frequency of visits, and other data, and may aggregate any information collected in a manner which does not identify any individual (“Aggregate Information”). Information obtained in connection with the Site may be intermingled with and used by us in conjunction with information obtained through sources other than the Site, including both offline and online sources.
Consultants and Third Parties Unless you specifically consent to the disclosure of your Personal Information, aside from us, only our technical consultants and other third parties who make our Site available and enhance its functionality have access to this information and we require them to agree that they are covered by this policy.
Law Enforcement and Investigations Please note that Borschnack, Pelletier & Co. reserves the right to and may disclose Personal Information about you in response to (a) requests from local, state or federal law enforcement officials; (b) any judicial, administrative or similar proceeding or order, such as subpoena; (c) if required by law; or (d) to investigate suspected fraud, harassment, physical threats; to investigate violations of any law, rule or regulation; to investigate violations of the Site rules or policies, or the rights of third parties; or to investigate any suspected conduct which we deem improper.
Non-Personally Identifiable Information We use non-personally identifiable information in the aggregate, so that we can improve the Site, and for administrative purposes. We may also use or share with third parties for any purpose aggregated data that contains no personally identifiable information.
HOW WE PROTECT YOUR INFORMATION We are committed to protecting the information we receive from you. However, Borschnack, Pelletier & Co. will not be liable for disclosure of your Personal Information due to errors in transmission or unauthorized acts of third parties. We have undertaken commercially reasonable efforts to prevent unauthorized Internet access to visitor data retained in our servers, however, due to the inherent open nature of the Internet, Borschnack, Pelletier & Co. cannot ensure or warrant the security of any information you transmit to us or any information provided online, and you do so at your own risk. Users must accept all risks associated with any data transmission, including the risk that their Personal Information may be intercepted in transit. The Site encrypts your Personal Information using Secure Socket Layer (SSL) technology to provide for the secure transmission of information from your PC to our servers. In addition, only those employees and third parties who need access to your information in order to perform their duties are allowed such access.
CHILDRENS PRIVACY AND PARENTAL CONTROLS This Site is not intended for persons under the age of 13, and we have no intention of collecting or soliciting Personal Information from persons under the age of 13. If you are not 13 or older, you are not authorized to use the Site. Parents should be aware that there are parental control tools available online that you can use to prevent your children from submitting information online without parental permission or from accessing material that is harmful to minors. If a child under age 13 has provided us with Personal Information, we will use all reasonable efforts to delete such information from our servers.
LINKS TO THIRD PARTIES Our Site may contain links to other websites. Other web sites may also reference or link to our Site. These “other” domains (web sites) are not controlled by Borschnack, Pelletier & Co. We encourage our users to be aware when they leave our Site to read the privacy policies of each and every web site that collects personally identifiable information. We do not endorse, screen or approve, and are not responsible for the privacy practices or content of such other websites. Visiting these other web sites is at your own risk.
SITE TERMS AND CONDITIONS Use of this Site is governed by, and subject to, the legal notices contained in our Terms and Conditions. Your use, or access of the Site constitutes your agreement to be bound by these provisions. IF YOU DO NOT AGREE TO THESE TERMS YOU MAY NOT ACCESS OR OTHERWISE USE THE SITE.
Use of material Borschnack, Pelletier & Co. either owns the intellectual property rights in the underlying HTML, text, images, audio clips, video clips, software, and other content (collectively, the "Material") that is made available to you on this Site, or has obtained the permission of the owner of the intellectual property in such Material to use the Material on this Site. Except as provided in these Terms, Borschnack, Pelletier & Co. prohibits the use, redistribution or copying of any Material on this Site without its express written permission.
Borschnack, Pelletier & Co. hereby authorizes you to display on your computer, download, and print pages of this website, subject to the following provisions: (i) the Borschnack, Pelletier & Co. logo appears on all such printouts; (ii) the Material will not be altered in any manner; and (iii) the Material is only to be used for personal educational and non-commercial use and will not be redistributed, broadcast, or copied to any other media.
The product names, company names, logo, trademarks, and service marks (collectively, the "Marks") displayed on this Site, are either owned by Borschnack, Pelletier & Co. and/or third- party licensors. You are not permitted to use the Marks without the prior written consent of Borschnack, Pelletier & Co. or such third party that may own the Marks. Any unauthorized use of any such Marks may be a violation of the rights of Borschnack, Pelletier & Co. or a third party. The Site, and the Material contained herein in no way grant any license or right to use any Mark displayed on the Site. Users are prohibited from using the Marks displayed on the Site or the Material or any other content on the Site, except as provided in these Terms.
Disclaimer The information at this Site has been provided by Borschnack, Pelletier & Co. for general information purposes. The Site, and the related Material, do not implicate any client, advisory, fiduciary, or professional relationship between you and Borschnack, Pelletier & Co. and neither Borschnack, Pelletier & Co. nor any other person is, in connection with the Site and Material, engaged in rendering auditing, accounting, tax, legal, investment, advisory, consulting, or any other professional service or advice. Neither the Site nor the Material on or accessed through the Site should be considered a substitute for your independent investigation and your sound technical business judgment. You should consult with a professional advisor familiar with your particular factual situation for advice or service concerning any specific matters.
Borschnack, Pelletier & Co. is not licensed to practice law, nor does it practice law. The Site, and the related Material, is for general guidance purposes and not a substitute for compliance obligations. The reader also is cautioned that this Material may not be applicable to, or suitable for, the reader’s specific circumstances or needs, and may require consultation with counsel if any action is to be contemplated. The reader should contact a professional at Borschnack, Pelletier & Co. or other professionals prior to taking any action based upon this information. Borschnack, Pelletier & Co. assumes no obligation to inform the reader of any changes in standards, laws or other factors that could affect the information contained herein.
THE CONTENT OF THIS WEBSITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, BORSCHNACK, PELLETIER & CO. EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESSED OR IMPLIED INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY; FITNESS FOR A PARTICULAR PURPOSE; OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. ALTHOUGH BORSCHNACK, PELLETIER & CO. USES REASONABLE EFFORTS TO MAINTAIN THE ACCURACY AND CURRENCY OF THE MATERIAL OF THIS SITE, BORSCHNACK, PELLETIER & CO. MAKES NO WARRANTIES OR REPRESENTATIONS AS TO ITS ACCURACY OR CURRENCY. BORSCHNACK, PELLETIER & CO. ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE MATERIAL OF THIS SITE.
Limitation of liability Borschnack, Pelletier & Co. shall not be liable for any damages of any kind arising from or in connection with the use of the Site or the Material, including mistakes, omissions, interruptions, deletion of files or email, errors, defects, viruses or delays in operation or transmission, even if Borschnack, Pelletier & Co. is expressly advised of the possibility of such damages. This is a comprehensive limitation of liability that applies to all damages of any kind, including compensatory, direct, indirect, punitive, special, incidental or consequential damages, including but not limited to damages for lost profits, loss or inaccuracy of data or loss of revenue.
United States of America Our Site is maintained in the United States of America. By using the Site, you authorize the export of Personal Information to the USA and its storage and use as specified in this policy.